Have you run into issues with getting approval for an online title loan?  Do you have a bad credit score and face the prospect of high finance charges?  The smartest option is to apply for next day money with some other online lenders. These days, most types of auto equity funding is available from a range of providers.  It’s possible that another lender will approve your loan application within an hour.  This can occur if you’re turned down by another online lender. It’s worth a try to apply for a title pawn elsewhere. If you continue to get turned down, you may have better luck applying for a payday loan. Both loans are similar in turns of offering access to quick cash. Online title loans require that you own a vehicle. The vehicle acts as collateral for the loan. With payday loans, no collateral is needed for fast financing. Another option is to apply with short term lenders in your neighborhood. These include companies who have offices in your city. Sometimes it’s best to show your face and meet the person who’s handling the title loan.

Your credit score can lead to high interest rates or even a loan rejection

You may be declined if the application was missing information. If so, think about reviewing the online application process for errors or mistakes that you can fix. Did you leave out any vital information that the lender would need to check your loan application? If you did, you could try again or fill out a more complete loan application via another lender. Apply for car title loans with one click and speak with a customer service rep. You may not have met the loan criteria required by the underwriting department. For example, the pink slip you use as collateral may not be what the lender wants to see. Also, some element of your financial picture may not measure up. Most borrowers will ask for loan amount that come with finance charges because of credit score changes. Direct lenders don’t look at credit backgrounds and bade credit score.  Some may look at the financial situations of applicants like a past bankruptcy.  This may lead to rejections of applications in some cases. Reading up on future loan qualification rules from a variety of lenders can help you to figure out why your online application was turned down. You may also want to ask the lender why you didn’t get the loan. Every lender may not offer up this type of information.  Some will and understanding why your application is denied.  Information like this should help you to decide what to do next with improving your credit score. Another aspect to consider is checking your credit report. If you have unknown hits on your credit there may be identity theft or something of that nature. Go through your credit and identifying documents to determine if this is a problem. Online title loans aren’t always dependent on your credit score but it does sometime come into play.

Use Google and search for the keywords, “title loans online” to get the information that you need. There are many other ways you can search for a title loan online. You can also try for title pawns but any variation of that will work. After you start a search you should see a list of lenders. The ones at the top of the list get the most business and often have the best rankings. That doesn’t mean the other car title loan lenders are not worthy of your business though. It only means they may only offer financing in certain states. The search engine will probably also list companies that provide installment loans. While installment financing is a good option, it’s hard to qualify with a bad credit score. Once you’ve found new lenders, consider applying to see if you have better luck on your second attempt.