It can be difficult to find a local lender in Seattle, but now with Car Title Loans Today you can get approved for a title loan of up to $15,000. There’s no requirement to deal with a lengthy credit check and most customers can qualify with just their vehicle that’s paid off and proof of income.
We’ll take your online application and then underwrite your loan based on the vehicle’s value and your ability to pay back the loan. Your lender will hold the car’s pink slip as security and you can repay the amount over a matter of months or years.
Use your car’s collateral to get a same day loan with Car Title Loans Today and we’ll do what it takes to find you the best retail lender in Washington. There are no significant credit requirements and you should be able to tap into 50 – 70% of the vehicle’s equity with an online title loan in Seattle!
Qualify For A Title Loan In Seattle, Washington
Before applying for a title loan in Seattle, there are a few considerations when choosing among the best title loan companies that you need to take into account. First and foremost, if you own your car outright, then you will be able to secure more money than someone who can’t get their vehicle or has a lien on their car title.
You still may qualify even if you do have a lien, but the amount of your loan will be decided by how much equity there is in your car. If you owe $5,000 on your car and it’s worth $10,000, then that means that for us to secure the full value of the loan in collateral, we would give you up to $5,000 in cash advances. Since we offer loans with manageable interest rates and long terms in Seattle WA you can be approved for a same day title loan within a few hours or less.
Apply For A Seattle Title Loan Online Or With A Lender Near Me
You have multiple options once you determine a title loan is your best course of action. Multiple title loan companies near me in Seattle will let you meet with them in person. The advantages of meeting with a finance lender in person are obvious. You can get your questions answered directly, there is no hassle in dealing with online forms or faxing paperwork, and you avoid any extra fees that might be associated with online services.
The good news is that lenders are ready to offer cash for people with paid off pink slips. Consider title loan companies in Kirkland and Bellevue if you live in Metro King County. For those in other parts of Washington like Spokane or Tacoma, you may want to look for a lender that processes applications entirely online as there are fewer local options.
Documents Required For A Car Title Loan In Washington
Typically the only document you need for title loans in Seattle, WA is your completely paid off vehicle title. However, there are times when other factors may come into play. Some companies might request your full driver’s license, proof of income, bank statements, and even a copy of your phone bill before they approve an application for a title loan. In other situations, you may need to show proof of employment to prove you can pay the loan back in the future. This means a lender may contact your employer or boss to verify that you’re currently employed and that you have the financial ability to make upcoming payments.
Can I Get Approved For A Title Loan in Seattle With Bad Credit
Most people who turn to car title loans in Seattle do so because they lack sufficient funds or can’t get cash with a standard bank loan or cash advance. A bank lender will often turn you down for an installment loan if you have bad credit and that’s why we see so many applications for a title loan with no credit check from borrowers with a poor credit score.
Car title loans are essentially made for someone with bad credit because you don’t need good credit to get the money. If you own a car, truck, or motorcycle and it is paid off in full, then you can use it as collateral for your loan. A direct lender will not offer a loan based on credit when enough equity is available in your vehicle!
Apply With Car Title Loans Today To Get Cash For Your Vehicle in Seattle!
You have a few different ways to get cash with a title loan company in Seattle. Apply directly online with Car Title Loans Today and we’ll match you with a local lender that offers title loans of up to $15,000 in Seattle. You can also compare the top lenders in WA with our directory of local companies and find the best APR and payoff term for what you need. Apply now or call 714-484-9844 to see how much money you can borrow!