Fast Same Day Car Title Loans In San Francisco CA

Car Title Loans Today offers same day approval for San Francisco title loans. But it’s important to first know how these loans work and decide if a secured loan is your best course of action. Any lender in CA will need to be licensed within the state and most companies have limits on the interest they can charge and the loan amounts they offer. The good thing about these equity loans is that they don’t require good credit and customers can be approved without much of a credit check. You should be able to borrow upwards of $5,000 with a newer vehicle that’s in decent condition.


What’s Required To Get A Title Loan in San Francisco

The requirements for title loans in San Francisco are straightforward in California. You need to be at least 18 years of age, have a valid state I.D., and must currently own your vehicle free and clear. If you are leasing the vehicle, Car Title Loans Today will not accept it as collateral for a loan. You also can’t use it with any other lenders or financial institutions.

The underwriting loan process is simple. Once you submit your application online or complete an application over the phone, all that’s left to do is wait until the lender makes their final decision on whether they’re going to approve you for title loans in the Bay Area. Once approved, one of our representatives will contact you within 24 hours through email or phone call if they already have your work number on file with them.

Any lender in the State Of California will need to follow the updated state regulations that cover secured loans and other short term loans. These rules cap interest rates at 36% for all title loans under $10k and limit the amount of time you have to pay off the loan in full. At this time there are no city or county regulations in San Francisco County that regulate equity lenders.


Does My Bad Credit Affect My Ability To Get A Title Loan

No. Your credit history shouldn’t be an issue when applying for title loans in San Francisco, CA. This is because direct lenders only specify the value of the vehicle; they don’t take your ability to repay into consideration when extending you an initial offer. That said, it’s still important to make monthly payments on time, even if you are approved for title loans with no credit check. If you miss multiple payments or default on payments, then it’s possible that lenders may charge higher interest rates, file further charges against your vehicle or void your application altogether.

Typically title loans have fast approval processes since all companies will want to get paid back as quickly as possible so they can move on to their next customer within the State of California. The quick approval is made that much faster as most lenders will not even check your payment history with the three credit bureaus or even do a teletrack credit check.


When Can I Get My Money From A Title Loan Lender In San Francisco

Once car title loan lenders in San Francisco have verified your vehicle and employment info, you will be issued a title loan approval within a matter of minutes. Some title loan lenders in California don’t even bother with an in person inspection, they just assess your application to see if you have any equity at all and then issue an approval on that basis. That means you can get your cash in person at any lending location in Northern California that’s open fur business. You also have the choice to have cash sent straight to your bank account. This option takes longer and is subject to banking delays caused by weekends and holidays.

Contact us today to get started on your application for a car title loan in San Francisco. We’ll quickly process your application and work to get your loan funded within 24 hours!


Golden Gate Bridge in SF.